How It Works
Why Ling Pay
How You Benefit
Learning Center
How It Works
Why Ling Pay
How You Benefit
Learning Center
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Digital payments
with 0% fees, forever
Join the digital revolution!
Ling Pay is currently the only platform that helps businesses set up and streamline true P2P
In true peer-to-peer (P2P) payments, customers pay businesses with zero middlemen. Therefore, it is impossible for 3rd parties to take fees, withhold payment, or make profit by giving your customers suboptimal token-to-fiat exchange rates.
blockchain payments. Set up in 5 minutes starting at $0/month.How It Works
Select a currency and business type
In-Store
Payments
Payments
Online Stores
(physical items)
Online Stores
(digital items)
Creators
Hotels
Taxis
Tour Packages
Gig Workers
Tickets
Donations
1
You display a QR code
•
create one in just 5 minutes!
2
Customer scans and pays
Pay To
A Store in Europe
EUR
Polygon
$0.01
BNB
$0.08
Optimism
$0.14
Arbitrum
$0.11
Avalanche
$0.02
Select Token
Your Balance
124.23
23.84
0.00 USDC will be sent
CEX Rate
1 USDC ⇌ 1 EUR
Bank Rate
1 USD ⇌ 1 EUR
FX Savings
0.0%
Instant Cashback
+2%
Total Savings
2%
Play with me! Enter any amount, select a network, select a token, and click "Send".
•
customer enters amount of EUR for payment and clicks "Send"
•
stablecoins (of equal value minus 2%
The journey towards revolutionizing payments is a difficult one. Credit cards charge merchants 3% and give 1% to the customer, so customers have few incentivizes to use other payment methods. To remain competitive, we require businesses who use our "In-Store Payments" to give 2% instant cashback to the customer. With Ling Pay, businesses are still saving ~1% compared to credit cards. Furthermore, with this cashback, you are attracting new customers and new revenue streams. Finally, would you rather give 3% to large corporations or 2% back to your loyal customers? To reiterate, all payments are P2P, so Ling Pay takes zero fees. All savings are given to the customer.
) are sent to your MetaMask wallet•
payment is P2P, so we cannot take fees and your customers always get the best token-to-fiat rates
3
You verify and record payment
•
view verified payments in our App or ask the customer to show you the Payment Completed
click "Send" in the phone interface for a preview
page•
record payment in your PoS system as a cash payment
•
download spreadsheets of payment history
•
refund payments with 1 click in our App
4
You cash out on a
cryptocurrency exchange
cryptocurrency exchange
•
create an account on a cryptocurrency exchange
•
convert stablecoins to EUR and withdraw money to your bank
•
or, activate the Automation Package ($0-5/month) and receive money in your bank with just 1 click in our App (no fees)
•
you will not lose from exchange rates (how?
Our interface adds 0.3~0.5% to the rate in favor of the business (businesses might even earn a little extra). If the payment token corresponds to the local currency (customer pays USDC and the local currency is USD), the rate will be 1:1.
)Why Choose Ling Pay
Several companies can help businesses set up blockchain payments. Ling Pay is uniquely different because:
We are not a middleman (we take 0% fees)details
Most blockchain payment companies charge businesses > 1% in fees, while customers almost always pay a hidden fee from bad exchange rates (how?
If the platform uses an exchange rate of 9.7 currency-units to 1 USDC, while the market rate is 10 currency-units to 1 USDC, then the customer effectively pays an additional 3% in "hidden fees", which the company takes as profit.
). Ling Pay helps businesses set up true peer-to-peer (P2P) payments, meaning payment is sent directly from the customer to the business with no middlemen. Therefore, it is impossible for us to take fees or profit from giving bad exchange rates. With Ling Pay, you and your customers pay 0% fees forever.You can integrate with any PoS system or websitedetails
In-Store payments
Online payments
Simply record each payment in your PoS system as a cash payment. You can verify payment (or refund payment) with the Ling Pay App, which can be downloaded to any tablet/phone or accessed through a web browser.
You can set up free in 5 minutesdetails
Setting up just takes 5 minutes! Our payment interface is designed to make the payment experience fast and intuitive. This interface is entirely free for anyone to use. Blockchains are public and free infrastructure and we don't believe in adding unneccessary costs just to use it. Our add-on features costs $0-5/month and are optional.
You can connect to the Top 5 chainsdetails
Some payment platforms only integrate 1 or 2 blockchains because of business partnerships. We are chain agnostic and will always integrate the Top 5 most popular chains, so businesses can always reach the most number of blockchain users possible.
Our system is innately securedetails
Tokens are sent from address to address. No smart contracts are involved, so hackers cannot take advantage of code vulnerabilities. With our Automation Package, money can be withdrawn to your bank daily to minimize the amount of money on the blockchain. A simple system means fewer points for attack.